Well know that emergencies happens all the time to anyone and even when your are least expecting it. So having a credit card can really help you out in emergency situations. If you have unexpected medical bills or car repairs you know you have to have some cash up front to pay for these, so having a credit card can really come to the rescue. I can think of several cases that we needed to have that extra cash, thank GOD we had a credit card. I am really glad that my husband decided to apply for a credit card for me because I really don’t have to depend on him all the time when ever I need to purchase something, especially during emergencies. I found this credit card reviews that can really help you find the right credit card that will fit your budget and give you the benefits and the best offers possible.